Date of Conferral
7-2-2024
Date of Award
July 2024
Degree
Doctor of Business Administration (D.B.A.)
School
Business Administration
Advisor
Colleen Paeplow
Abstract
Minority business owners face challenges obtaining capital even though, in the last 10 years, 50% of the two million minority-owned small businesses created up to 4.7 million jobs in the United States. Grounded in the financial growth cycle model, the purpose of this quantitative ex post facto study was to examine the impact of minority-owned business status and small business size on the disbursed/shipped approved funding amount score. Data records (N = 48,018) were collected from the Approved Working Capital Transactions Authorization dataset administered by the Export-Import Bank of the United States. The two-way ANOVA results showed a statistically significant interaction between minority-owned status and the size of the business, F(1, 48,014) = 36.49, p < .001, partial η2 = .001. Minority non-small businesses had a statistically significantly higher mean (M = 63.00, SD = 28.71) of disbursed/shipped approved funding amount score than non-minority non-small businesses (M = 56.21, SD = 32.80). A key recommendation for minority-owned business status and small business size is to reduce the possible disparities of the disbursed/shipped approved funding amount score and, as a result, improve the business performance of minority-owned businesses and the nationwide economy. The implications for positive social change include the potential to reduce minority and non-minority business inequalities in the loans provided and thus improve equity in funding minority businesses.
Recommended Citation
SOUSSO, MALEBATOM, "An Examination of the Differences in the Funding of Minority-Owned Businesses (Small and Large) Compared to Non-Minority Businesses" (2024). Walden Dissertations and Doctoral Studies. 16021.
https://scholarworks.waldenu.edu/dissertations/16021
