Date of Conferral

9-3-2025

Degree

Doctor of Business Administration (D.B.A.)

School

Management

Advisor

Bridget Dewees

Abstract

Financing constraints have become a significant problem for leaders of small and medium-sized enterprises (SMEs) developing real estate in Cameroon. Cameroon SME real estate development leaders often lack knowledge of financing strategies to mitigate financial barriers and improve business sustainability. Grounded in the financing constraint theory, this qualitative pragmatic inquiry project was to explore the successful financing strategies Cameroon SME real estate development leaders used. Seven leaders of Cameroon real estate development SMEs were interviewed, and public documents were reviewed. The semistructured interview and document data were analyzed using thematic analysis, resulting in five themes: (a) financing strategies, (b) funding options and challenges, (c) government policy, (d) trust and commitment to quality, and (e) financing long-term sustainability of real estate. A key recommendation is that real estate leaders should cultivate financial literacy skills and leverage alternative and innovative financing mechanisms such as public-private partnerships, land banking and crowdfunding platforms to mitigate financing constraints in developing real estate. The implications for social change include the potential to limit the housing crisis (availability and affordability) in urban areas, improving living conditions for a growing urban population, fostering social stability, promoting public health, and enhancing overall quality of life.

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