Date of Conferral



Doctor of Business Administration (D.B.A.)




Dr. Marilyn Simon


Many woman small business owners lack strategies to obtain Small Business Administration's (SBA) 8(a) and 504 Loan financing to start and grow their businesses. This exploratory case study explored strategies that 5 women business owners used to secure SBA's 8(a) and 504 Loan financing. The TPB and feminist theory were the conceptual frameworks used in this multiple case study. In-depth, semistructured interviews with purposively selected women small business owners supplemented a review of loan acceptances and certifications. Yin's 5-step analysis guided the coding process of participants' responses, and member checking verified the transcription accuracy and that emerging themes and inferences were in accord with participant experiences. The major themes of the study revealed that motivational factors, innovative strategies, and receiving assistance from the SBA enabled women to obtain SBA financing to start and grow successful businesses. All participants noted access to financial resources was the most significant resource that supported the success of their business in the initial phase of starting a business. The study's implications for positive social change include contributing to obtaining finances so that more women can start businesses and add to the economic well-being of society. This study may benefit women small business owners seeking to obtain government business loans to start and grow their businesses.

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